DISCLAIMER
Privacy Policy, Copyrights and Terms & Conditions

Use of the web site lodestarpam.com is governed by the following terms and conditions. Please read these terms and conditions carefully, as by accessing this site you will be deemed to have agreed to them. These terms and conditions are subject to change without notice to you, so we recommend that you review them regularly. If you do not agree with these terms and conditions, do not use this site.

Use of Web Site
This site is for general information purposes only and is not intended to provide you with any personalized financial, insurance, legal, accounting, tax or other professional advice. You will not rely on this site as a substitute for independent research or for personal advice. You agree not to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter or modify this site or any of its content. Nothing on this site constitutes an offer to buy or sell products or services of any third party. All products and services are subject to the terms and conditions of any applicable contracts and applicable laws. No endorsement or approval of any third party or their statements, opinions, information, products, or services is expressed or implied by the contents of this site. To the extent any third party opinions or information are included on this site, they are provided for convenience only and the Owner assumes no liability and does not approve or endorse such third party content, or warrant such content to be accurate, complete, reliable, verified, error free, or fit for any purpose.

Privacy and Confidentiality
You acknowledge that Lodestar Private Asset Management, LLC, collects and uses personal information for purposes of providing the services described on this site. Lodestar Private Asset Management, LLC, is committed to respecting the privacy and confidentiality of information in accordance with applicable law. Lodestar Private Asset Management, LLC, has established and will continue to maintain appropriate safeguards to protect the security and confidentiality of personal information. However, you acknowledge and confirm that the Internet is not a secure medium where privacy and confidentiality can be guaranteed and that complete security and confidentiality of transmissions to and from this site over the Internet is not possible at this time. Your confidential use of the site cannot be guaranteed and you acknowledge that your use of the site (including information you transmit to the site) may be subject to access or manipulation by, or disclosure to, third parties. Without limiting any other disclaimer herein, neither Lodestar Private Asset Management, LLC, nor any third party shall be responsible or liable for any damages that you or any other person may suffer in connection with any such breach of privacy, confidentiality or security. If you are provided with a user name and password to access any part of this site, you agree to be liable for all uses of your user name and password, including unauthorized use without your consent and you acknowledge that Lodestar Private Asset Management, LLC, shall not be responsible to confirm the actual identity or authority of any user. Instructions provided pursuant to such user name and password shall constitute sufficient authority to JW Harrison Financial, Inc., to execute any transactions directed there under. You agree to notify Lodestar Private Asset Management, LLC, immediately should the confidentiality of your user name and password be in jeopardy.

E-mail security
The security of e-mail communication cannot be guaranteed at this time. Any person wishing to communicate or send information of a private or confidential nature to Lodestar Private Asset Management, LLC, is encouraged to do so by other means.

Copyright
This site has been developed by and is the property of Lodestar Private Asset Management, LLC. All information and materials contained on this site are protected by copyright, trademark and/or other intellectual property laws of the United States and other countries, and are the property of their respective owner(s). Subject to the limited license to use this site as described above, no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of Lodestar Private Asset Management, LLC. Any infringement of the rights of Lodestar Private Asset Management, LLC, may result in appropriate legal action.

Trademarks
Lodestar Private Asset Management, LLC, owns or has obtained the right to use by license or otherwise the trademarks, logos and domain names used on or in connection with the goods and services that it provides and displays on this site. The trademarks are protected by United States and foreign trademark laws. All rights reserved. The display of trademarks on this site shall not in any way be construed as an implied license to use such trademarks. Any third party marks are used with permission or under license.

General disclaimer
While information posted on this site is believed to be reliable and accurate at the time of posting, Lodestar Private Asset Management, LLC, does not guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified, error free, or fit for any purpose. Nothing on this site forms a contract, or a part of any contract, other than as it relates to the use of this site or as may be expressly provided. In the event of a conflict between the information contained on this site and the terms contained in any products or services offered by Lodestar Private Asset Management, LLC, or a third party, the terms contained in any document detailing such product or service will prevail. Neither Lodestar Private Asset Management, LLC, or any third party, make any representations or warranties, express or implied, regarding the usability or condition of this site, that this site will operate uninterrupted or error free, or that this site will operate in combination with any services or software used in connection therewith or that it shall be viewed consistently with all browser software or that any communication transmitted to or from this site is private, confidential or secure. Lodestar Private Asset Management, LLC, expressly disclaims all representations, warranties or conditions, express or implied, statutory or otherwise, including, without limitation, the warranties and conditions of merchantable quality and fitness for a particular purpose, non-infringement, compatibility, timeliness, security or accuracy, and any representations, warranties or conditions that may arise from a course of dealing or usage of trade. You assume full responsibility for risk of loss of any nature whatsoever resulting from your use of this site. Without limiting the generality of the foregoing, you acknowledge and agree that neither Lodestar Private Asset Management, LLC, or any third party, shall be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or to any action or inaction on the part of Lodestar Private Asset Management, LLC, or for any direct, indirect, special or consequential damages, even if Lodestar Private Asset Management, LLC, has been advised of the possibility thereof, including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure to realize expected savings. This site may contains links to other sites which sites are not maintained or controlled in any way by Lodestar Private Asset Management, LLC. Links to any such sites that are not maintained or controlled by Lodestar Private Asset Management, LLC, are provided for convenience only and are not to be construed as an endorsement by Lodestar Private Asset Management, LLC, or any other party of the products, services, advice or opinions or any other content of such sites. Access to or use of sites to which links are provided are subject to the terms and conditions of such sites. You are fully responsible for any use that you make of the content contained in such sites and you are solely responsible for the consequences of any use of or reliance on such content. Lodestar Private Asset Management, LLC, (“Lodestar”) is an SEC registered investment adviser located in Alamo, CA. Lodestar and its representatives are in compliance with the current filing requirements imposed upon registered investment advisers by those states in which Lodestar maintains clients. Lodestar may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Lodestar’s web site is limited to the dissemination of general information pertaining to its services, together with access to additional investment-related information publications, and links. Accordingly, the publication of Lodestar’s Internet site should not be construed by any consumer and/or prospective client as Lodestar’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Lodestar with a prospective client shall be conducted by a representative who is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Lodestar, please contact the state securities law administrators for those states in which Lodestar maintains a registration filing. A copy of Lodestar’s current written disclosure statement discussing Lodestar’s business operations, services, and fees is available via the company’s ADV Part 2. Lodestar does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Lodestar’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended or undertaken by Lodestar) or product made reference to directly or indirectly by Lodestar in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. Certain portions of Lodestar’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Lodestar’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Lodestar, or from any other investment professional. Lodestar is neither an attorney nor accountant, and no portion of the web site content should be interpreted as legal, accounting, or tax advice. To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Lodestar’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Lodestar, or from any other investment professional. Each client and prospective client agrees, as a condition precedent to his/her/its access to Lodestar’s web site, to release and hold harmless Lodestar, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Lodestar.